How GoodLoanScore handles the information you share with us, why we need it, and what you can control.
GoodLoanScore (referred to below as "the App") is published and operated by Tech Ambitions ("we", "us"). Respecting the privacy of the people who use the App is a condition of how we build it, not an afterthought.
The pages that follow set out which categories of data the App may handle, the reason each category is needed, who it may be shared with, and the settings you can use to limit or stop that handling. The Policy covers the App itself; it does not cover websites, products, or services run by other companies that you may reach from inside the App.
Downloading, opening, or continuing to use the App means you have read this Policy and accept the practices it describes. If you disagree with any part of it, please stop using the App.
Software cannot run without producing operational records. As you move through the App, our systems register a limited set of technical details:
These records let our engineers keep the service available, reproduce faults that users report, notice traffic that looks automated or abusive, and decide which parts of the product need work. They are operational in nature and are not used to build advertising profiles.
Anything below is requested from you first, through the standard Android permission dialog, and each request is tied to a specific function of the App.
If you allow it, the App reads an approximate location for your device — the general area, not a precise position. We compare it against the region your account is registered to and against the places your account normally connects from.
The purpose is narrow: confirming that a session is consistent with your usual pattern, meeting regional service rules, and flagging sign-in attempts that look like account takeover. The value is encrypted in transit and at rest, and it is not passed to advertisers or data brokers.
Some features are available only after your identity has been confirmed. When you reach one of them, the App offers to photograph an identity document with the camera, or to attach an image you already have in your gallery.
Documents that may be submitted for this step include:
Images travel over an encrypted channel and are held only while they are needed to complete the check, to satisfy a regulatory obligation, or to investigate suspected fraud. The camera is never opened in the background, and no image is captured without you tapping the shutter or picking a file.
To keep accounts from being hijacked and to detect tampered installations, the App reads a small number of device-level attributes:
Together these signals let us tell a genuine returning user from an automated script or a cloned installation, and they help us keep the service stable across the wide range of handsets in use.
Everything the App collects is transmitted over an encrypted connection to our storage environment at https://good4sgy.com. Records that identify a person are held encrypted and kept logically separate from ordinary application data, with access limited to staff whose role requires it.
We do not sell personal information, and we do not trade it with advertising networks or data brokers.
Each category described above is put to one or more of the following uses, and to nothing else:
To the extent applicable law allows, we may also send you service notices, operational alerts, and occasional information about our products. Marketing messages of that kind can be turned off without affecting your use of the App.
Rather than rebuild standard infrastructure, the App relies on well-established third-party components. Each partner receives only the data its function requires and handles that data under its own privacy terms, which we suggest you read:
Outside the partners named above, your information leaves our systems only in these situations:
For statistics, research, and product analysis we work with aggregated or de-identified figures, from which individual users cannot be picked out.
Nothing is kept indefinitely by default. A record is retained for as long as it is needed to deliver the service you asked for, to satisfy a retention period set by law, to settle a dispute, or to enforce an agreement. Once every applicable reason has lapsed, the record is deleted or irreversibly anonymised.
You may ask us at any time to erase personal information held about you. Write to the address in section 13 and we will act on the request, except for records a legal or regulatory rule obliges us to keep for a defined period — in which case we will tell you which records those are and when they expire.
Every permission granted to the App can be withdrawn later from the Android settings screen, under Apps → GoodLoanScore → Permissions. Withdrawal takes effect immediately; features that depend on the permission will simply stop offering it.
Uninstalling the App through the ordinary Android process ends all collection from that device. If you also want the data already held on our servers removed, send us a deletion request — removing the App from your handset does not by itself erase server-side records.
The App is built for adults and is not directed at anyone under 18. We do not knowingly gather personal information from minors.
If we learn that an account belongs to someone under 18, the account is closed and the associated data deleted. A parent or guardian who believes their child has registered should contact us; we will verify the report and remove the data promptly.
Our protections span three layers: technical measures such as transport and storage encryption, hardened servers, and continuous monitoring; organisational measures such as role-based access, least-privilege accounts, and audit logging; and administrative measures such as staff confidentiality obligations and periodic security review.
That said, no system reachable over the internet can be declared perfectly secure, and we do not claim otherwise. Should an incident affect your data, we will follow the notification requirements that apply to us.
This Policy will be revised from time to time as the App gains features, as our infrastructure changes, or as the law requires. The current version always carries an effective date at the top of the page.
Substantial changes will be announced inside the App or through another channel we normally use to reach you, before they take effect. Continuing to use the App after a revision is published means you accept the updated Policy.
Questions about this Policy, requests to access or delete your data, and privacy complaints should all go to the address below. We aim to reply to every message within a reasonable period.